Capital Gains Calculator
Calculate STCG & LTCG on Property, Stocks, Mutual Funds (FY 2025-26)
Capital Gains Tax
- STCG: Short Term Capital Gains - Assets held for less than the specified period
- LTCG: Long Term Capital Gains - Assets held for more than the specified period
- Indexation: Adjusting purchase price for inflation (allowed for certain assets)
Select Asset Type
Residential Property
Long Term
24 months
STCG Rate
30%
LTCG Rate
12.5%
Indexation
No
Transaction Details
Calculation Results
Frequently Asked Questions
Short Term Capital Gains (STCG) apply to assets held for a shorter period, while Long Term Capital Gains (LTCG) apply to assets held longer. For equity shares, LTCG is after 12 months. For property, it's after 24 months.
For equity shares: STCG is 15% and LTCG above Rs 1 lakh is 10%. For property: STCG is as per income tax slab and LTCG is 20% with indexation benefit.
Indexation adjusts the purchase price for inflation using the Cost Inflation Index (CII). This reduces the taxable capital gains for long-term assets like property, gold, and debt funds.
You can save LTCG tax by investing in specified bonds under Section 54EC, buying another residential property under Section 54/54F, or depositing in Capital Gains Account Scheme.